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White Paper

Company Brief


Payportal Services Private Limited (hereinafter referred to as “Payportal”) is a privately-owned company that has been established in 2011 under the laws of India by international experts who have been in the payment services industry since 1996.

The Payportal establishes a connection between service providers and their customers by processing on-line recharges, bill payments and domestic money transfers in the most secure and convenient way through a Payportal wallet.

The business area of our Company is Delhi where we successfully manage 80 distributors and 2300 retailers. The Payportal team has grown to over 20 people with the most in sales. During 2017 Payportal has processed around 500 million rupees in payments that was 45% higher comparing to 2016.

Detailed information could be found at www.payportal.in

The Payportal Platform


walletThe Payportal platform connects Indian service providers such as banks, mobile operators, digital TV operators and utility companies with public through a WALLET. A wallet number is linked to a mobile number of the owner.

Retailers use Payportal wallet to satisfy walk-in customers’ requests to make bill payments, recharges and domestic money transfers pan India in easy and secure way. On-line customers enjoy all wallet features remotely.

The platform is utilizing the advantages of personal computers and smart phones. Customers and Retailers can access wallet services at the secure web page through the standard web browsers https://mob.payportal.in or benefit IOS and Android applications available at App Store and Google Play.

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Blockchain


The use of blockchain technologies is one of the most important tasks for the further successful development of the platform.

  • Server decentralization will keep wallets data safe in case of hardware failure or hackers attack.
  • Implementing a cross border money transfers service between Indian migrants living abroad and their families in home country. As the Payportal has advanced experience in domestic money transfers, we plan to realize this part of the project based on the own blockchain and crypto currency PPTL Coin. PPTL coins will be acceptable as a means of payment and will be convertible into Indian rupees for the final leg of transaction.
  • All fees will be applicable in PPTL coins:

    1. Monthly subscription to Payportal services (Bharat Bill Payment system, Aadhaar Enabled Payment System) for retailers and distributors.
    2. New retailer creation.
    3. Retailer shifts to another distributor.
    4. Emergency cash collection service that can be ordered by a retailer.
    5. Distributor lending facilities.

       Distributors will play the major role in PPTL coin transfers. Distributors buy tokens in the OTC market or crypto exchanges and make a smart contract transfer to the Company wallet. The transaction contains the value and Payportal wallet number of a receiver. Automatically PPTL value will be credited to a wallet owner who continues to use Payportal financial services. Upon expiration of the PPTL coins on a Payportal wallet, the services will be postponed.

Token Sale Stages

IMPORTANT:

We appreciate if our investors could complete a simple registration procedure. Please sign up in advance to avoid the last moment rush.

Early investors are rewarded and only limited tokens available to avoid low average price. Tokens allocated during the ICO phases will be sold as follows:

  1. 30%
    Bonus
    Pre-sale
    21 May - 17 June 2018
    3,900,000 PPTL


  2. 20%
    Bonus
    ICO Stage 1
    18 June - 24 June 2018
    3,600,000 PPTL


  3. 10%
    Bonus
    ICO Stage 2
    25 June - 08 July 2018
    3,300,000 PPTL


  4. 0%
    Bonus
    ICO Stage 3
    09 July - 15 July 2018
    3,700,000 PPTL

Presale – starts at May 21, 2018

During this phase 3,000,000 PPTL Tokens are available with 30% Bonus. The initial period for the Presale lasts until June 17, 2018 at midnight CET. The Public ICO dates will be announced at the end of this period or immediately if all tokens from this phase have been sold.

Presale Minimum transaction limit = 1 ETH.

ICO – starts at June 18, 2018 or at the end of Presale

ICO lasts until July 15, 2018 at midnight CET and consist of three stages offering PPTL Tokens with a decreasing bonus. 3,700,000 tokens are available in the final stage with no bonus applicable.

ICO Minimum transaction limit = 0,1 ETH

PPTL tokens will be non transferable until the end of the ICO.

After burning unsold tokens, the Payportal will issue its own crypto currency called PPTL coin (PPTL) in equivalent of existing Payportal Tokens at the end of the ICO. Payportal Token holders will be able to exchange Payportal Tokens for PPTL coins at the rate: 1 Payportal Token = 1 PPTL coin. PPTL coins, later, will be listed on several stock exchanges.

Token emission and distribution

Roadmap



Finalizing an integration with BBPS

Integration with Bharat Bill Pay System will extend access to all utility bills, issued by Indian companies across the country. Customers will be able to fetch own bills through Payportal platform and timely pay bills on-line or through retailers.

Releasing new version of IOS and Android applications with DMT

Domestic money transfer service is available at the moment on web based solutions of the platform and is required to be extended to smart phones applications that will increase the number of wallet usage by customers.

Increasing the sales efforts for the area of Delhi

Promotion of new BBPS services like electricity, gas and water among the biggest distributors and retailers in the market. Find leads for new distributorship.

Advertising of Payportal wallet

Running internet advertising campaign to attract and extend on-line Payportal wallet users.

Development of own blockchain

Development and implementation of blockchain technologies for decentralization of data, cross-border money transfer service and fees collection.

Geographical expansion to the new areas close to Delhi (Faridabad, Ghaziabad and Noida)

Increasing the sales team, creating new distributors and retailers in new areas, promoting Payportal platform among retailers.

Developing and implementing loyalty program for retailers and distributors

Implementing a loyalty program, that will motivate retailers to increase sales. Distributors in turn, will improve the service quality and the number of new retailers. Additionally, our Company will introduce the number of own services to be used by retailers and distributors for redemption of loyal bonuses and receiving extra value.

Geographical expansion to TOP 3 largest Indian cities and surrounding areas (Mumbai, Bangalore, Pune or Jaipur)

  • Registration and opening new offices.
  • Creation networks of distributors and retailers.
  • Promotion of Payportal services.
  • Creating co-branded payment products with banks.

Management Team

Director and Co-Founder
Alexandr Shishlov
Director
Alok Yadav
Head of Business and Alliances
Yadhvendra Singh
Research and Development Head
Pavel Bannikov
Head of Analytic Department
Timur Abdulkarimov

Advisors

Advisors
Simon Cocking
Advisors
Daniel Heller
Advisors
Irina Travina
Advisors
Michael E. Bryant, MA, MBA, CPA, CBE

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